Pfane United For Good / IBALIK
Last Edited: Jan 27th, 2026
Welcome to the website operated by Pfane United For Good (“Pfane”, “we”, “our”, “us”).
These Terms of Use (“Terms”) govern your access to and use of the IBALIK website, platforms, software tools, dashboards, content, and related features (collectively, the “Services”).
By accessing or using the Services, you agree to these Terms. If you do not agree, you must discontinue use immediately.
Pfane United For Good is a humanitarian nonprofit organization.
IBALIK is an internal technology and transparency initiative developed by Pfane to support charitable and humanitarian activities. Automated systems operated by Pfane may generate funds that are allocated toward impact projects such as food assistance, essential goods, education, medical support, and community development.
The Services:
are not investment platforms
do not offer investment opportunities to the public
do not solicit participation in financial products
Any performance-related information displayed is provided solely for transparency, reporting, or educational purposes, and must not be interpreted as promotion, inducement, or recommendation.
Nothing on the IBALIK website or within the Services constitutes, or should be interpreted as:
financial or investment advice
trading advice or recommendations
signals, alerts, or trade instructions
legal, tax, or professional advice
a solicitation to invest or engage in trading
All information is provided for informational, educational, or humanitarian transparency purposes only.
You acknowledge that you are solely responsible for any decisions you make and that you do not rely on Pfane for financial decision-making.
Pfane operates automated systems in financial markets, which involve significant risk.
Past performance is not indicative of future results
Financial markets are unpredictable
Loss of capital is possible
Any charts, statistics, simulations, summaries, or historical data:
are provided for transparency or educational context
may not reflect future or actual outcomes
do not constitute guarantees
Pfane is not responsible for:
market volatility
system delays or interruptions
differences in performance across platforms or environments
missed opportunities or unrealized outcomes
Use of any information or tools is at your own risk.
Funds generated through Pfane’s activities may be allocated to humanitarian initiatives, including but not limited to:
food and essential goods distribution
education and social support
medical assistance
community development projects
Pfane retains full discretion over how funds are allocated, managed, documented, and distributed in accordance with its mission and applicable law.
Pfane does not guarantee:
specific beneficiaries
geographic prioritization
fulfillment of all assistance requests
By using the Services, you confirm that:
you are at least 18 years old
you have the legal capacity to agree to these Terms
you will comply with applicable laws and regulations
You agree not to:
misuse or interfere with the Services
attempt unauthorized access to systems or dashboards
copy, reverse-engineer, or disrupt software or infrastructure
use the Services for unlawful, fraudulent, or abusive purposes
Pfane may suspend or restrict access for violations of these Terms.
All content, software, systems, designs, branding, data, and materials associated with IBALIK are the intellectual property of Pfane United For Good, unless otherwise stated.
You may not reproduce, distribute, modify, or commercially exploit any content without prior written consent.
The Services may interact with third-party platforms, including:
hosting providers
analytics tools
payment processors
communication platforms
Pfane does not control and is not responsible for the availability, accuracy, or reliability of third-party services.
The Services are provided “as is” and “as available.”
Pfane does not guarantee:
uninterrupted access
error-free operation
continuous uptime
real-time accuracy
Technical interruptions or discrepancies may occur.
To the maximum extent permitted by law, Pfane United For Good and its representatives shall not be liable for:
financial losses
lost profits or opportunities
indirect or consequential damages
decisions made based on provided information
Use of the Services is entirely at your own risk.
Pfane may update these Terms periodically. Updates will be posted on this page with a revised effective date.
Continued use of the Services constitutes acceptance of updated Terms.
Pfane may suspend or terminate access to the Services at its discretion if a user:
violates these Terms
misuses the platform
engages in harmful or unlawful behavior
These Terms are governed by and interpreted in accordance with the laws of Romania and applicable European Union law.
For questions regarding these Terms:
Pfane United For Good Website: https://www.ibalik.org
